Over-the-Counter and Flex Benefits
Flex+ Rewards
Beginning January 2026, your flex card benefits and healthy living rewards will be on one card with the HAP Flex+ Rewards prepaid Visa®. Your new card should have arrived in the mail in December. Make sure to activate your card. You can do that, as well as check your card balance and view all of the ways you can spend your funds, on the HAP Member Portal.
After December 31, 2025, your prepaid benefits Mastercard® will no longer work.
With your flex benefit, you’ll get a set amount added to your Flex+ Reward card every month or quarter, depending on your plan. You can use your card at your favorite stores including Costco, Kroger, Meijer, Walgreens, Walmart and more. If you’d rather shop from the comfort of your home, an online catalog option will be available. Look for the HAP 2026 over-the-counter catalog to arrive in your mailbox after your card arrives.
Sample items include:
- Allergy, cold and flu medications
- First aids such as band aids or antibiotic ointment
- Pain relievers
- Personal care items
- Vitamins and supplements
Depending on your plan, you may be able to use your Flex+ Rewards card for other benefit services such as copays. Check your plan’s Evidence of Coverage to see what is covered.
In addition, your Healthy Living Rewards will be added to your HAP Flex+ Rewards prepaid Visa® card. You’ll earn big rewards in 2026 for doing simple, healthy things like maintaining a healthy blood pressure, completing your Annual Wellness Visit, completing screenings and more. Learn more about how to earn Healthy Living Rewards.
Manage your Medicare benefits and view personalized plan information
Many of HAP’s individual Medicare Advantage plans include this benefit. If your employer provides your Medicare coverage, your benefit package is dependent on what your employer selected.
Health Alliance Plan (HAP) has HMO, HMO C-SNP, HMO-POS, and PPO plans with Medicare contracts. HAP Medicare Complete Duals (HMO D-SNP), HAP Medicare Complete Assist (PPO D-SNP), and HAP CareSourceTM MI Coordinated Health (HMO D-SNP) are Medicare health plans with a Medicare contract and a contract with the Michigan Medicaid Program that provides benefits of both programs to enrollees. Enrollment depends on contract renewals.