Flexible health plans for your employees
HAP’s employer-sponsored health plans provide affordable coverage and flexible networks to help attract and retain top talent. Give your employees access to quality care and benefits that make health care simpler and more cost-effective.
Have questions? We're here to help
Our award-winning customer service is there to help you chose your next health plan. Looking for benefits that benefit your employees? You’re in the right place.
Health insurance plans available
HAP's full coverage plans offer peace of mind for you and your employees with fixed pricing. Since plans vary, it is important to understand the different plan types and what they offer.
- Health Maintenance Organization or HMO plans are traditionally a more affordable option, with care coordinated through a primary care physician.
- Preferred Provider Organization or PPO plans have lower out-of-pocket costs when they stay inside of their network. Flexibility to seek services throughout Michigan as well as national coverage.
- Exclusive Provider Organization or EPO plans combine the cost savings of HMOs with the flexibility of a larger network of PPO providers throughout Michigan.
Health plans for business of all sizes
Our commercial health plans cover both large (51+ full-time employees) and small (1-50 full-time employees) groups. We work with you find the right funding option, network and coverage. And each plan is backed by our award-winning support for agents, employers and members.
Small groups (1-50)
HMO, PPO and EPO plans that work for you and your employees. HAP offers an affordable mix of Qualified Health Plans (QHPs), including coordinated care through high-performing network and cost-conscious consumer-driven health plans, designed to meet the needs of businesses with 50 or less eligible full-time employees.
Large groups (50+)
We know you want competitive health plans that work with your budget. That’s why we offer businesses with 51 or more eligible full-time employees three different funding options through our HMO, PPO and EPO plans.
Resources for employers
HAP is here to support your business and your employees.