Coverage made simple for small businesses
HAP offers an affordable and flexible mix of health insurance solutions for small business owners. These plans include dental and vision options and are designed to meet the needs of businesses with 50 or fewer eligible employees.

Why choose HAP for your business?
HAP is your dependable healthcare option that makes managing your employee’s healthcare simple. Our comprehensive health plans are perfect for your team and your bottom line.
Health plans and networks
With deep roots in Michigan, HAP has provider networks that offer our members some of the best healthcare available across the state. We continue to build outstanding networks that include leading doctors and hospitals.

Flexible health plans
Your small business is unique, and HAP has a plan that is perfect for your employees. We offer both consumer-driven and network plans.
Seeking care in an emergency
In emergencies, HAP members have worldwide coverage, even out-of-network. Non-life-threatening issues should be treated at in-network clinics or urgent care. HAP provides travel emergency support, including evacuation and lost luggage services.


HSA-compatible plans
To give your employees even more flexibility, we offer HSA-compatible health plans. Our HSAs come with a helpful debit card for easy account access.

Need choosing the right plan?
We are there to answer any and all questions you might have.
Employee well-being
Wellness is an essential tool for attracting and retaining top talent. HAP focuses on the whole person with well-being programs that can positively impact every area of life.
